Top 5 Travel Credit Cards with Free Airport Lounge Access in Malaysia (2025) – Detailed Comparison
If you travel frequently, having a credit card that offers free airport lounge access can make your trips more comfortable. Below is a comprehensive comparison of the best travel credit cards in Malaysia based on their lounge access, rewards, annual fees, and other travel perks.
1. Maybank 2 Cards Premier
💳 Annual Fee: RM800 (Waived with minimum spend of RM80,000 per year)
🛫 Airport Lounge Access: 8x free access to Plaza Premium Lounge (Malaysia & worldwide)
🎁 Rewards & Benefits:
✅ 5X TreatsPoints per RM1 spent overseas
✅ 1X TreatsPoint per RM1 spent locally
✅ RM2 million travel insurance coverage
✅ Exclusive golf privileges & dining discounts
Best For: Luxury travelers who want high insurance coverage and premium rewards.
🌐 More Info & Apply: www.maybank2u.com.my
2. CIMB Travel World Credit Card
💳 Annual Fee: RM500 (Waived with minimum spend of RM100,000 per year)
🛫 Airport Lounge Access: Unlimited access to Plaza Premium Lounge (with minimum spend of RM3,000 per month)
🎁 Rewards & Benefits:
✅ 10X Bonus Points for travel-related expenses
✅ 1X Bonus Point for all other spending
✅ RM1 million travel insurance coverage
✅ Discounts on hotels, airlines, and car rentals
Best For: Frequent flyers who need unlimited airport lounge access.
🌐 More Info & Apply: www.cimb.com.my
3. HSBC Visa Signature
💳 Annual Fee: RM600 (Waived with minimum spend of RM30,000 per year)
🛫 Airport Lounge Access: 6x free access to Plaza Premium Lounge (with minimum spend of RM1,000 on travel each month)
🎁 Rewards & Benefits:
✅ 8% Cashback on travel spending (hotels, airlines, car rentals)
✅ Up to RM750,000 travel insurance
✅ Complimentary travel concierge services
✅ Exclusive travel discounts with Agoda, Expedia, and Booking.com
Best For: Travelers who want cashback on travel spending.
🌐 More Info & Apply: www.hsbc.com.my
4. Standard Chartered WorldMiles Credit Card
💳 Annual Fee: RM600 (Waived with minimum spend of RM60,000 per year)
🛫 Airport Lounge Access: Free Priority Pass membership (with 2x free lounge visits per year)
🎁 Rewards & Benefits:
✅ Earn 1 WorldMile per RM3 spent
✅ Complimentary travel concierge services
✅ Up to RM500,000 travel insurance coverage
✅ Exclusive discounts on flights & hotels
Best For: Travelers looking for global lounge access and priority travel services.
🌐 More Info & Apply: www.sc.com/my
5. UOB PRVI Miles Credit Card
💳 Annual Fee: RM500 (Waived with minimum spend of RM50,000 per year)
🛫 Airport Lounge Access: Free access to Plaza Premium Lounge in Malaysia & selected countries
🎁 Rewards & Benefits:
✅ 6X UNI$ Points on overseas spending (redeemable for air miles)
✅ 2X UNI$ Points on local spending
✅ Complimentary hotel and flight discounts
✅ Exclusive dining & lifestyle perks
Best For: Maximizing air miles and travel discounts.
🌐 More Info & Apply: www.uob.com.my
Side-by-Side Comparison Table
| Credit Card | Annual Fee | Lounge Access | Travel Benefits | Best For |
|---|---|---|---|---|
| Maybank 2 Cards Premier | RM800 (Waivable) | 8x Free Plaza Premium Lounge | 5X TreatsPoints on overseas spend, RM2M travel insurance | Luxury Travelers |
| CIMB Travel World | RM500 (Waivable) | Unlimited Plaza Premium Lounge (with min spend) | 10X bonus points on travel, RM1M travel insurance | Frequent Travelers |
| HSBC Visa Signature | RM600 (Waivable) | 6x Free Plaza Premium Lounge (with min spend) | 8% cashback on travel, RM750K travel insurance | Cashback on Travel |
| Standard Chartered WorldMiles | RM600 (Waivable) | Priority Pass + 2 Free Visits | Earn 1 WorldMile per RM3, Concierge services, RM500K insurance | Concierge & Rewards |
| UOB PRVI Miles | RM500 (Waivable) | Free Plaza Premium Lounge | 6X UNI$ points, Exclusive hotel & flight discounts | Air Miles & Travel Discounts |
Which Card Should You Choose?
✔ Pick Maybank 2 Cards Premier if you want premium luxury benefits and high insurance coverage.
✔ Go for CIMB Travel World if you travel frequently and need unlimited lounge access.
✔ Choose HSBC Visa Signature if you want cashback on travel spending.
✔ Select Standard Chartered WorldMiles if you need global priority pass lounge access.
✔ Opt for UOB PRVI Miles if you want to maximize your air miles and travel discounts.
Final Tips Before Applying
📌 Check the eligibility criteria – Most premium cards require a minimum annual income of RM60,000 or higher.
📌 Spend wisely – Many banks waive the annual fee if you meet the minimum spending requirement.
📌 Consider your travel habits – Choose a card that aligns with your spending and travel needs.
